Set up a Commercial Card Feed Connection

Commercial card feeds are file-based connections managed by your bank that import company card transactions into Expensify.

Before you begin, contact your bank to confirm that your card program is eligible for a commercial card feed.

If you’re not eligible for a commercial card feed, you can set up a direct company card feed connection instead.

Who can set up a commercial card feed connection

Any Workspace Admin can set up a commercial card feed connection.

• On the Collect plan, you can add one company card feed.
• On the Control plan, you can add unlimited company card feeds.

Learn about the different plan types available in Expensify.

How to set up a new commercial card feed connection

1. Click the navigation tabs (on the left on web, on the bottom on mobile) and select Workspaces > [Workspace name]
2. Choose Company cards to view your company’s card setup page.
   • If you don’t see Company cards, enable the feature under More features > Company cards
3. Click Add cards to set up your first connection.
   • If you don’t see Add cards, click on your existing company card feed connection then Add cards
4. Select the country your bank is located in and select Next.
5. Choose your Commercial feed and select Next.
6. Choose your bank from the list and follow the instructions.

How to enable a Mastercard commercial card feed (CDF)

To use a Mastercard commercial feed, your bank must send your transaction data from Mastercard’s SmartData portal.

1. Ask your bank to deliver your CDF (Common Data File) to Expensify via SmartData.
   • File type must be: CDF v3 Release 11.01
   • Specify the earliest transaction date needed.
2. Your bank will send you a Distribution ID.
3. In Expensify, go to Workspaces > [Workspace Name] > Company Cards > Add Cards.
4. Choose Commercial Feed, then select Mastercard Commercial Cards.
5. Enter the Distribution ID and submit.

Expensify will notify you when the feed is connected.

How to enable a Visa commercial card feed (VCF)

Visa commercial feeds are configured through your bank using Visa’s Subscription Management portal.

1. Ask your bank’s relationship manager to enable your VCF (Visa Commercial Format) feed and send it to Expensify.
   • Mention: “You can check a box in Visa’s Subscription Management portal to enable feed delivery—no test file needed.”
2. Request the feed details:
   • Processor ID
   • Bank (Financial Institution) ID
   • Company ID
3. In Expensify, go to Workspaces > [Workspace Name] > Company Cards > Add Cards.
4. Choose Commercial Feed, then select Visa Commercial Cards.
5. Enter the required IDs and submit.

Expensify will notify you when the feed is connected.

How to enable an American Express commercial card feed (GL1025)

To set up an Amex Corporate Feed, you’ll need to complete and email their required forms.

1. Download the forms:
   Amex Feed Setup Forms (Google Drive)
2. Complete the form as follows:
   • Page 1: Fill in legal company details, requestor name/email, feed start date, and Control Account Number (not a credit card number).
   • Page 2: Leave blank.
   • Page 3: Re-enter client name and Control Account.
   • Page 4: Add country, authorization name, title, and signature (DD/MM/YY format).
3. Email the completed forms to: electronictransmissionsteam@aexp.com
4. Wait for the Production Letter containing your feed’s file name.
5. In Expensify, go to Workspaces > [Workspace Name] > Company Cards > Add Cards.
6. Choose Commercial Feed, then select American Express Corporate Cards.

Expensify will notify you when the feed is connected.

What happens after a commercial card feed is connected

• Cards with recent expenses will appear as a list and can be assigned to Workspace members.
• After a card is assigned, posted transactions import into the assigned member’s account automatically as expenses.

Learn how to assign company cards.

FAQ

What can I do if my bank doesn’t offer a commercial card feed?

If you’re not eligible for a commercial card feed, connect company cards using a direct feed or through Plaid using your online banking credentials. Learn how to set up a direct company card feed connection.

Can I connect the same commercial card feed connection across different workspaces?

Yes, commercial card feeds can be shared across workspaces. Learn how to add an existing company card feed to a workspace.